Protecting Everything You've Worked For!
Dennis M. Postema established PI&I in 2005 after realizing that becoming an independent agent would allow him to offer his clients better, more versatile products with lower rates and better returns.
Innovative Solutions For
Elite insight.
Boutique integrity.
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Trusted by Over 5,000 Partners
3500+ families served
Dennis M. Postema
Dennis M. Postema established PI&I in 2005 with a singular vision: to bridge the gap between high-level corporate expertise and personalized, local service.
We architect bespoke financial ecosystems that protect every pillar of your life: accumulating, preserving, and distributing wealth with surgical precision.
Unmatched Integrity
Every strategy is built on a foundation of radical transparency and ethical guidance.
Global Resources
Access to over 90 world-class carriers and sophisticated financial instruments.
Tailored
Protection.
We've spent decades curating a portfolio of solutions that cover every aspect of the modern financial journey. From foundational protection to legacy growth.
Medicare Options
Avoid large medical or prescription expenses with Medicare Supplement, Advantage Plans, or Prescription coverage options. We’ll help you navigate through the confusing rules and plans of Medicare to find what is right for you.
Life Insurance
Life happens. Our agents are here to help you protect yourself, your family, and/or your business from unexpected events. We offer a variety of options and will work to find the plan that best fits your needs and your budget. With over 90 carriers ages 0 and up, we can find you the best plan. If you have an old policy, make sure to take advantage of our free preview to make sure your policy is up to par.
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Financial and
Retirement Planning
We are here for you. It is our intention to find you the financing option that best meets your needs and accomplishes your goals. Our agents offer expert knowledge, service, and care to forge comfortable and confident selections with you. Included in this process is not just accumulation, but preservation, distribution, and income planning mixed with proper tax planning through Postema Accounting Solutions.
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Health, Accident,Long and Short-Term Care
There are many different types of people in diffent stages of life. That means that there’s a wide variety of health insurance plans to choose from. Our agents are here to help you find the plan that is best suited to you, your family, or your business. We will not take a one size fits all approach, we will work with you until you are confident in your choices.
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Home, Auto,and Business
Let us ease your mind. Our experienced agents offer a variety of coverage options to help protect what you value the most. From your home to your vehicle to your very own business, Postema agents will help you choose the coverage that best fits your needs.
Featured Insight & Expert Analysis
Postema Insurance & InvestmentsWhich Fall Shots Do You Need This Year? A 65+ Checklist
Fall vaccines for seniors, explained: flu, COVID-19, RSV, shingles, and pneumococcal — plus timing tips and smart questions for your pharmacist.
Previous Published Articles
New Medicaid Paperwork Rules Are Coming: Get Your File Ready
Medicaid renewal rules 2027: six-month eligibility checks and work requirements arrive by January. Who is exempt, and how families can prepare now.
Index Annuities vs. Buffer Annuities: A Plain-English Tour
Index annuity vs buffer annuity: one has a floor at zero, the other can lose money past its buffer. A plain-English guide to how each design works.
Stretching a Fixed Income While Prices Keep Climbing
Fixed income budget tips for 2026: groceries are up about 3% while the average COLA added $56 a month. Simple ways retirees can close the gap.
Protect Your Medicare Number: This Year's Fraud Playbook
Medicare fraud protection for 2026: the fake drug-cap fee, phony card calls, and free-equipment offers — plus the two habits that stop nearly all of them.
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How We Ensure
Your Peace of Mind
A proven, four-step framework built around your unique needs, not a one-size-fits-all plan.
Analysis
We evaluate your current situation and identify gaps in your protection or growth strategy.
Strategy
Our experts engineer a customized plan using best-in-class products from top-rated carriers.
Implementation
We deploy your strategy with absolute precision, ensuring every asset is protected.
Education
We empower you with ongoing educational tools so you stay in control of your financial future.
Ready to start your personalized plan?
No commitment required. Just a conversation.
A Complete Financial Ecosystem
Beyond insurance, we provide specialized solutions through our affiliated entities to ensure every aspect of your financial life is optimized.
Postema Capital Lending
Expert mortgage and lending solutions designed to help you secure your dream home or optimize your commercial property investments.
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Postema Accounting Solutions
Full-service tax preparation, accounting, and payroll solutions to keep your business or personal finances in perfect order.
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The Legacy Protectors
Attorney-built estate plans designed for outcomes that last. Protect your family, your assets, and your legacy with specialized protection.
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