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In-depth market analysis, timely healthcare updates, and strategic retirement planning guidance curated by our editorial team.
Understanding your 2026 Medicare price tag: Part B is $202.90/mo, deductible is $283, and Part D prescription drugs cap out at $2,100 out of pocket.
Postema Insurance & Investments
Medicare & Health Division
Early projections for the 2027 Social Security COLA point to 3.8% — roughly $74 more per month for the average benefit check.
Postema Insurance & Investments
Retirement & Wealth Division
Multi-year guaranteed annuities (MYGAs) are offering 5.5% to 6.5% interest rates in summer 2026. Here is how MYGAs compare to bank CDs.
Postema Insurance & Investments
Annuity & Wealth Division
A semi-private nursing home room runs $315/day ($114,975/year) in 2026. Learn how families plan for assisted living, home care, and Medicaid.
Postema Insurance & Investments
Long-Term Care Division
Why high heat hits older adults faster: Recognizing muscle cramps, dizziness, and rapid pulse, plus daily habits for hot weather safety.
Postema Insurance & Investments
Senior Health & Wellness Division
Turning 65 brings a bonus: up to $6,000 per person ($12,000 joint) in extra tax deductions for 2025-2028. See income limits and rules.
Postema Insurance & Investments
Tax & Estate Planning Division
Car insurance rate growth slows under 1% for 2026. Learn how national full-coverage averages compare across states and how to shop for savings.
Postema Insurance & Investments
Auto Insurance Division
The WISeR pilot brings prior authorization review to Original Medicare in six states. What it means for healthcare services and patient appeals.
Postema Insurance & Investments
Medicare Advisory Division
Trading anxiety for facts: The 2026 Trustees Report shows Social Security paying 100% through 2032-2034, and why 'depleted' does not mean empty.
Postema Insurance & Investments
Retirement & Wealth Division
How a $100,000 immediate annuity creates ~$600-$800/mo in guaranteed lifetime income for a 65-year-old in 2026.
Postema Insurance & Investments
Annuity & Income Division
A breakdown of 2026 adult day health center costs (~$95/day), social/medical benefits for seniors, and respite relief for family caregivers.
Postema Insurance & Investments
Long-Term Care Division
Key findings from AAIC 2026 on p-tau217 blood tests detecting 10-year Alzheimer's risk before symptoms appear.
Postema Insurance & Investments
Senior Healthcare Division
Why you need a will even with no estate tax due: the 2026 exemption is $15 million per person, but wills, beneficiary forms, and POAs decide the rest.
Postema Insurance & Investments
Trusts & Estate Division
Why is homeowners insurance going up? Averages are projected to rise 4% in 2026 to about $3,057 a year. The reasons — and the levers you control.
Postema Insurance & Investments
Property & Casualty Division
Medicare fraud protection for 2026: the fake drug-cap fee, phony card calls, and free-equipment offers — plus the two habits that stop nearly all of them.
Postema Insurance & Investments
Medicare & Health Division
Fixed income budget tips for 2026: groceries are up about 3% while the average COLA added $56 a month. Simple ways retirees can close the gap.
Postema Insurance & Investments
Retirement & Wealth Division
Index annuity vs buffer annuity: one has a floor at zero, the other can lose money past its buffer. A plain-English guide to how each design works.
Postema Insurance & Investments
Annuities & Income Division
Medicaid renewal rules 2027: six-month eligibility checks and work requirements arrive by January. Who is exempt, and how families can prepare now.
Postema Insurance & Investments
Long-Term Care Division
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